Lately, we received an email from Nong Min who is currently paying 10,000 baht (roughly US$318) for her monthly car payment. Nong Min would like to buy a house for herself but she is facing some difficulty to obtain a new home loan because the monthly car payment has taken up nearly 1/3 of her monthly income. At the same time, she doesn’t have much savings to pay the down payment for the house. She is seeking for some advices after reading one of our previous articles “Refinancing car loans …

You are almost finishing paying off your car loan and you received a call from your creditors asking you to consider a refinance car loan. Often they will give you a deal sounds like a good deal. Extra cash, low interest rates, and easy payment are what attract the most. Now ask yourself, do you really need these? If the interest rate has no big different and you are not urgently need cash, don’t get your ass itchy and start to pay your car loan again.

If one has thought about refinancing car loans into home loan, it has proven that he or she has pretty enough smart juice in the brains to look for loophole in our life. This is part 2 of 2. Click here to see part 1 and a successful case study 1.

If one has thought about refinancing car loans into home loan, it has proven that he or she has pretty enough smart juice in the brains to look for loophole in our life. Mortgage loan or home loan is always 20 or 30 years or even more, but all kind of car loans are usually less than 10 years even the $1.5 million Bugatti Veyron. Have you thought of why? This article has two part, you can also read part two here.

Here is refinance car loan information with tips on how to lower your monthly car loan payments and 5 things to consider before refinance your car loan. There are a lot of people paying high APR car loan every month. One of the most common reason lenders give high APR is bad credit car loansbut you can actually apply for lower rate and pay your less monthly payment. Anyone can refinance the car loan at anytime if you feel the APR rate is too high.