Lately, we received an email from Nong Min who is currently paying 10,000 baht (roughly US$318) for her monthly car payment. Nong Min would like to buy a house for herself but she is facing some difficulty to obtain a new home loan because the monthly car payment has taken up nearly 1/3 of her monthly income. At the same time, she doesn’t have much savings to pay the down payment for the house. She is seeking for some advices after reading one of our previous articles “Refinancing car loans …

You are almost finishing paying off your car loan and you received a call from your creditors asking you to consider a refinance car loan. Often they will give you a deal sounds like a good deal. Extra cash, low interest rates, and easy payment are what attract the most. Now ask yourself, do you really need these? If the interest rate has no big different and you are not urgently need cash, don’t get your ass itchy and start to pay your car loan again.

It’s a beautiful day and you are on your journey to a resort to enjoy your holiday. While you are driving your car, suddenly “Boom!!!” One of your car tires blowouts and luckily you did not drive fast and able to get the car towed to nearest workshop. Now problem has come if you are on tight budget every month paying your car loan, credit cards, house loan or house rental.
Most of the people did not really allocate some money for car maintenance, or in other words, they did not …

If one has thought about refinancing car loans into home loan, it has proven that he or she has pretty enough smart juice in the brains to look for loophole in our life. This is part 2 of 2. Click here to see part 1 and a successful case study 1.

If one has thought about refinancing car loans into home loan, it has proven that he or she has pretty enough smart juice in the brains to look for loophole in our life. Mortgage loan or home loan is always 20 or 30 years or even more, but all kind of car loans are usually less than 10 years even the $1.5 million Bugatti Veyron. Have you thought of why? This article has two part, you can also read part two here.

There are many many car loans for people with bad credit and car loans for people with good credit. Other than American, there is a huge percentage of people living on this planet are credit challenger. Do not upset if you are looking for car loans but with bad credit. Bad credit car loans are no longer something fresh and there are ways to get a loan even with bad credit. Check out some of the tips or you can call it tricks here on how to get car loan …