Malaysiaminilover

Author: Angelina Soul

  • What year did they first put computers in cars?

    What year did they first put computers in cars? What year automakers start putting computer controllers in cars? What kind of cars first have engine control unit (ECU) in automobile world? When the first gasoline-powered car introduced by Karl Benz in 1886, everything is dynamically controlled by mechanical and no computers were involved in any cars. (more…)

  • Buying car insurance: comprehensive or third party?

    Of all the financial products sold in the U.S, car insurance often is compulsory to have. But the question is, when should we buy a comprehensive car insurance and when should we go for cheaper car insurance like third party insurance, liability insurance, collision insurance, uninsured motorist protection, personal-injury or medical protection, no-fault insurance, and gap insurance. Here is the comparison and the differences between comprehensive car insurance and third party insurance. (more…)

  • Spending lots of money on a car – worth or not?

    There is a quote in Chinese “一种米养百种人 (Yī zhǒng mǐ yǎng bǎi zhǒng rén)”, which literally means the same kind of rice can feed all sorts of people. Indirectly, this means there will be different kind of buying attitude in one car buying deal. Some people prefer to loan higher than what they can actually afford just to get a luxury car to drive. On the other hand, some people who actually afford to drive exotic cars but they prefer to get a small and basic car to drive. The question is, spending lots of money on a car, is it worth or not?

    Generally, bank will approve car loan for car buyer based on 1/3 of their take home pay. Most of the people will go maximum. For example, if a person take home pay or total income is $3,000 a month, he mostly will go for a car with $1,000 monthly installment. In the financial point of view, 1/3 of the total income is a little bit risky for the buyer, not for the bank or creditor. Imagine the life after spending a lot of money on just a car. There are still car insurance and taxes to pay other than monthly car payment.

    A new luxury car may incur intangible cost such as a better car park is needed (extra payment needed for people who stay in condominium), extra cost for car accessories like steering wheel locks, carpet, this and that. Besides, some people may get panic or they must park the new car within their visible area. Now ask again, is it really necessary to spend lots of money on a car and get ourself busy with it? Cars over $50,000 hardly keep a person low profile. Kidnap may happen to children if you have one.

    All these are headaches when one purchases an expensive luxury car. However, this is not a problem for people with high profile or good port folio or people who really loves car. Last but not least, a main question to ask before buying a car, “Do I really need it?”

  • Driving Safety Tips: Three things not to overlook

    Often there are many things you shouldn’t do while driving such as texting while driving. There are also things you should pay extra attention and superfluous awareness while driving including the top 10 driving safety tips you should know. Here we sorted out three driving safety tips that you may or may not think about it before. (more…)

  • Water cooled car seat

    Car seat can sometimes bake our ass during hot hot summer. Solutions? Use water cooled car seat. Water cooled car seat can reduce the heat at the back of the passenger and cool off the ass for sure. For baby or infant car seat, you can purchase a self-cooling infant car seat from the market directly. There are many types of liquid cooled car seats available in the market for baby or infant. In the market, it is uneasy to get a car seat which already has water-cooled system. However, there are many ready-made liquid-cooled car seat cushions which can easily fix to any kind of cars. Check out the top three water cooled car seats available in the market here. (more…)